Welcome
Welcome to the Essex Financial & Insurance Services web site. We are here to help you make the most from your money by providing one-to-one, reliable, quality independent mortgage & brokerage advice.
It's important to us that you feel welcome. That's why we aim to provide the highest level of customer service.
Please feel free to view the web site or contact us to discover more about Essex Financial & Insurance Services and how we can help you.
History
Roy Essex had been in the financial services industry since 1977. During that time he worked for a well known (house hold name) Insurance company as a financial advisor, gaining experience from a wide range of services. He enjoyed meeting and advising a wide variety of clients, helping, and giving advice with their short, and long-term needs, the only restriction was, (at that time) that he could only offer products from that companies own product range. So in 1997; Essex Financial & Insurance Services was formed and established as a member firm with, DBS Financial Management PLC, (DBS) the UK's largest provider of Independent Financial Advice. With the objective of providing specialist Independent Financial Advice on all aspects of financial-planning through the widest range of financial solutions available in the UK's insurance and investment industry; including pension arrangements for both individual and corporate clients.
Why use a specialist Independent Financial Advisor?
Independent Financial Advisers (IFAs) act on your behalf and in your interests, and not those of any particular Product Provider. We will access and search a range of companies and products offering you the most suitable advice to match your needs. The best advice is often independent advice.
Essex Financial & Insurance advisors are kept at the forefront of industry developments and legislative change. With the national backing of DBS, we as members are able to deliver enhanced services to clients at a local level. For your added peace of mind neither Essex Financial & Insurance Services nor DBS Financial Management PLC are authorised to handle client money. All clients receive our Standard Terms of Business letter before any advice is given. These Terms of Business are governed and shall be construed in accordance with English Law and the parties shall submit to exclusive jurisdiction of the English courts. FSA Financial Management PLC is regulated by the Financial Services Authority.
How can we help you?
Our comprehensive service may include, depending on your circumstances, a full appraisal of your:
- current personal circumstances and an analysis of your financial objectives
- future plans and expectations and an evaluation of your existing investments in the light of them
- financial security in the event of illness, permanent disability, death and your provision of long term care both for yourself and your dependants. #
- savings and investment plans to provide income in retirement, fees for school, university education and for other specific needs.
- current mortgage arrangements and any future remortgage requirements and if you are in business *
- examination of your corporate financial planning to help ensure that your business is secure and tax efficient and that your employees enjoy cost effective and appropriate benefits. #
* FSA does not regulate this service #
Not all these products/services are regulated by the FSA